Token Analysis: Stablecoins are Just the Beginning... A $4 Trillion 'On-Chain Money' 3-Layer Structure is Coming

While stablecoins dominate the digital asset market discussion, a much larger transformation is underway with $4 trillion in tokenized deposits already moving between Globally Systemically Important Banks, vastly exceeding stablecoin settlement volumes. A McKinsey report, 'Beyond Stablecoins: The New Architecture of On-Chain Money,' identifies this as the true game in digital assets, and this article analyzes its core insights for the Korean market.

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