“After paying off monthly debt, the bank account is empty”…Seoul's 'yeongkkeol-jok' mortgage burden rises again.
Seoul's Housing Affordability Index reached 165.1, a 2.5-year high, with 42.4% of income used for mortgage principal and interest payments, indicating a renewed increase in financial burden for home purchases nationwide after a year.
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Key takeaway
"“After paying off monthly debt, the bank account is empty”…Seoul's 'yeongkkeol-jok' mortgage burden rises again." — BullBear's AI rates this story as a bearish (negative) signal for markets, with a market-impact score of 80 out of 100. Seoul's Housing Affordability Index reached 165.1, a 2.5-year high, with 42.4% of income used for mortgage principal and interest payments, indicating a renewed increase in financial burden for home purchases nationwide after a year. Reported by Maeil Business on April 07, 2026. The call is verified against the actual 24-hour price move on BullBear's public conviction ledger.
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