"Stablecoin Bank's 51% Rule Cannot Prevent Bank Runs," Says SNU Professor Lee Jong-seop, Urging Infrastructure Regulation
During a parliamentary debate on the second phase of digital asset legislation, Professor Lee Jong-seop of Seoul National University argued that the current 51% rule for stablecoin banks is insufficient to prevent bank runs. He advocated for a shift in regulatory paradigm from 'equity' to 'technology-based trust' and, considering the limitations of the Korean capital market, urged an initial focus on 'bank deposit collateral' for stablecoin stability through infrastructure regulation.
Key takeaway
""Stablecoin Bank's 51% Rule Cannot Prevent Bank Runs," Says SNU Professor Lee Jong-seop, Urging Infrastructure Regulation" — BullBear's AI rates this story as a bullish (positive) signal for markets, with a market-impact score of 70 out of 100. During a parliamentary debate on the second phase of digital asset legislation, Professor Lee Jong-seop of Seoul National University argued that the current 51% rule for stablecoin banks is insufficient to prevent bank runs. He advocated for a shift in regulatory paradigm from 'equity' to 'technology-based trust' and, considering the limitations of the Korean capital market, urged an initial focus on 'bank deposit collateral' for stablecoin stability through infrastructure regulation. Reported by Maeil Business on February 26, 2026. The call is verified against the actual 24-hour price move on BullBear's public conviction ledger.
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